I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works
This New York Times bestseller delivers a practical, no-nonsense approach to personal finance that actually works. Ramit Sethi cuts through the confusion with a proven 6-week program built on four pillars: banking, saving, budgeting, and investing.
Forget penny-pinching and financial guilt. This book shows you how to automate your money so it works for you while you sleep. You’ll learn to crush debt faster than you thought possible, set up high-interest accounts that don’t gouge you with fees, and build a simple investment strategy that beats financial advisors at their own game.
You’ll learn how to negotiate your way out of late fees using word-for-word scripts. The exact system to save hundreds per month while still buying what you love. A set-it-and-forget-it investment approach that requires zero expertise.
Written for 20-to-35-year-olds but valuable at any age, this updated second edition includes over 80 new pages with fresh tools, psychology insights, and inspiring success stories. No complicated math. No judgment. Just straight talk from a wealth wizard featured in Forbes, the Wall Street Journal, and now a Netflix series.
Master your money in six weeks, then get on with living your life.
Interesting Facts
Ramit Was Just 27: Sethi wrote the first edition when he was around 27 years old. He’d already built a massive blog following and turned his personal finance lessons into a New York Times bestseller before hitting 30.
The Second Edition Adds 80 Pages: The 10th anniversary second edition includes over 80 new pages of content. You’ll find updated tools, fresh insights on money psychology, and real stories from readers who transformed their finances using the first edition.
It Started as a Blog: The book began as a blog covering saving, banking, budgeting, and investing basics. Sethi built his audience online first, then turned his most popular advice into the book that became a phenomenon.
Netflix Turned It Into a Series: The book inspired a Netflix series called “How to Get Rich” that premiered in April 2023. The eight-episode show features Sethi traveling across America helping real people fix their money problems.
The 85 Percent Solution: The book champions doing things 85 percent right over doing nothing at all. Sethi argues that waiting for perfection keeps people stuck, while good enough gets them wealthy.
Sethi Studied Psychology at Stanford: He studied both technology and psychology at Stanford University. That psychology background shows up everywhere in the book, especially when he tackles why people sabotage their own financial success.
You Can Enjoy Your Lattes: Unlike typical finance gurus, Sethi tells you to buy as many lattes as you want. His philosophy is to spend extravagantly on things you love and cut costs mercilessly on things you don’t care about.
Forbes Called Him a Wealth Wizard: Personal finance expert Ramit Sethi earned the nickname “wealth wizard” from Forbes magazine. Fortune dubbed him “the new guru on the block” for his fresh take on money management.
The 6-Week Program Covers Everything: Week one focuses on credit cards, week two on bank accounts, week three on investing, week four on conscious spending, week five on automation, and week six on investment strategies. Each week builds on the last to create a complete financial system.
Automation Is the Secret Weapon: The book teaches you to automate your entire financial life so money flows to the right places without thinking. Set it up once, then move on with your life instead of obsessing over spreadsheets.
Quotes
“Spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.” – Ramit Sethi
“Frugality, quite simply, is about choosing the things you love enough to spend extravagantly on—and then cutting costs mercilessly on the things you don’t love.” – Ramit Sethi
“The single most important factor to getting rich is getting started, not being the smartest person in the room.” – Ramit Sethi
“The 85 Percent Solution: Getting started is more important than becoming an expert.” – Ramit Sethi
“with too much information, we do nothing.” – Ramit Sethi
“Sometimes the most advanced thing you can do is the basics, consistently.” – Ramit Sethi
“Cynics don’t want results; they want an excuse to not take action.” – Ramit Sethi
“The real lesson is: When companies—and people—show you who they truly are, believe them.” – Ramit Sethi
“It’s more important to get started than to spend an exhaustive amount of time researching” – Ramit Sethi
“The single most important thing you can do to be rich is start early.” – Ramit Sethi
“People love to argue minor points, partially because they feel it absolves them from actually having to do anything.” – Ramit Sethi
“Yes, the best time to start investing was ten years ago. The second best time is today.” – Ramit Sethi
“My friend Jim once called to tell me that he’d gotten a raise at work. On the same day, he moved into a smaller apartment. Why? Because he doesn’t care very much about where he lives, but he loves spending money on camping and biking. That’s called conscious spending.” – Ramit Sethi
“On average, millionaires invest 20 percent of their household income each year.” – Ramit Sethi
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